Auto Accident Frequently Asked Questions
Whether you experience a high-speed collision or low-impact fender bender, being in an auto accident can be frightening and overwhelming. You likely have many questions about what to do next. We want to help you navigate the crucial steps to take after an accident and ensure you get the care you need to heal.
What Should I Do Immediately After an Accident?
- Stay Safe: Stop your vehicle and ensure the scene is safe.
- Call for Help: Dial 911 if there are injuries and notify the police, especially in hit-and-run cases.
- Gather Information: Collect names, contact details, and insurance information from everyone involved, including witnesses.
- Document the Scene: Use your phone to photograph damage, traffic signs, and other relevant details.
- Leave a Note: If you can’t locate the owner of a damaged car or damaged property, leave a note with the names and addresses of the driver and owners of the involved cars.
- Notify Your Insurance: Contact your insurer promptly to report the accident.
- File Necessary Reports: Report the accident to the DMV if anyone is injured or damages exceed $750.
Should I See a Chiropractor After an Accident?
Will Auto Insurance Cover Chiropractic Care?
Check Your Coverage: Personal Injury Protection (PIP) covers medical expenses, including chiropractic care, regardless of fault. Verify limits and session caps with your insurer. Medical Payments Coverage (MedPay) is similar to PIP; this can help with chiropractic costs. Confirm specifics with your provider.
Out-of-Pocket Costs: Even with insurance, you may have copays or deductibles. Discuss fees and payment options with your chiropractor upfront.
Switching Chiropractors: You can switch chiropractors if you’re not satisfied, but notify your insurer to avoid claim issues.
Act Quickly: Seek care promptly after the accident to support your recovery and prevent long-term complications.
Confirm Details: Contact your insurance company to confirm coverage and ensure your chosen chiropractor is in-network.
Keep Records: Maintain detailed records of injuries and treatments to streamline insurance claims.
If Coverage is Limited: If your auto insurance does not cover chiropractic care, you may be able to seek coverage under the protection of a competent attorney and lien on your case.
What Forms of Payment Do You Accept?
What Can I Expect During My First Chiropractic Appointment?
What Types of Chiropractic Adjustments Are Used for Auto Accident Injuries?
Will Chiropractic Care Help with Pain, Stiffness, and Headaches?
Do I Need a Police Report After an Accident?
What Information Should I Provide to My Insurance Company?
- Your contact information
- Date, time, and location of the accident
- Information about involved parties, injuries, and vehicle damage
Avoid admitting fault when speaking to your insurer.
How Do I File a Claim for Chiropractic Care?
- Gather documentation of your treatments.
- Verify your insurance benefits.
- Submit a completed claim form with supporting documents.
- Follow up to ensure processing.
We can assist with this process and recommend an attorney if needed.
Contact Power Inn Chiropractic Today
Auto accidents are stressful, but you don’t have to navigate your recovery alone. Dr. Hulbert has decades of experience helping auto accident victims and is here to help you, too. Book an appointment today.
CONTACT US
